Holded vs Billin vs CokuApp: complete comparison

Full comparison of Holded, Billin and CokuApp: features, pricing, Verifactu compliance and vertical modules to choose the best invoicing software.

Choosing invoicing software in Spain is not trivial. Regulations change, Verifactu is approaching and every tool promises to be the definitive solution. Holded aims to be a comprehensive accounting suite, Billin focuses on simplicity and a free plan, and CokuApp on modularity and vertical modules for specific sectors. This comparison analyses all three honestly — features, pricing, Verifactu compliance and which type of business each suits best.

Overview of each platform

Holded is one of the best-known business management platforms in Spain. Its proposition is to be an all-in-one suite integrating invoicing, accounting, CRM, projects and inventory. Its strength is accounting integration — it connects invoicing with accounting natively, generates automatic journal entries and prepares tax forms. For businesses that want to centralise all their management in one place, it is a well-established option.

Billin is a Spanish online invoicing software that stands out for offering a free plan. Its focus is simplicity — it allows you to create and send invoices, manage expenses and maintain basic control at no cost for freelancers with low volumes. Paid plans unlock recurring invoicing, advanced expense management and priority support.

CokuApp is a modular management platform. It lets you activate only the modules you need — invoicing with Verifactu, CRM, memberships, bookings, clinical histories, basic accounting. What sets it apart is its vertical approach, with modules designed for coworking spaces, dental clinics and recurring-service businesses. These features do not exist in the generalist alternatives.

Feature comparison

In basic invoicing all three deliver — they issue invoices with tax details, sequential numbering and VAT breakdown. Holded stands out for its native accounting integration, where every invoice generates automatic journal entries. Billin offers functional invoicing in its free plan, though with limitations. CokuApp includes unlimited invoicing, integrated with memberships for bulk generation of recurring invoices.

In recurring invoicing, the difference is substantial. Holded and Billin allow periodic invoice repetition, but they lack a real membership concept. CokuApp has a full membership module where each client has their own plan, frequency and products, with bulk generation in one click and automatic charging via Stripe.

In vertical features, CokuApp offers what the others do not — space and room bookings, clinical histories with dental charts, member portal and sector-specific management for coworking spaces and clinics. Neither Holded nor Billin are designed for these sectors. In accounting, Holded is the most complete of the three, with a full chart of accounts, automatic journal entries and integrated tax forms.

Verifactu compliance

CokuApp has Verifactu natively integrated from its design. Every invoice automatically generates the record, calculates the chained SHA-256 hash, includes the QR code and the mandatory legend, and sends the record to the AEAT. It requires no additional configuration or third-party integrations — it is a fundamental part of the architecture.

Holded and Billin have announced Verifactu compatibility, and it is reasonable to expect that platforms of their size will implement the regulation before the mandatory date. At the time of writing, it is advisable to check their official pages for the exact status. The difference is not just whether they comply — all three must by law — but in the depth of integration. Features such as credit notes, cancellations and chained records work natively in CokuApp.

Pricing comparison

Prices vary and may change, so the figures are indicative at the time of writing. Holded starts at around 14 euros per month on its most basic plan (annual billing), with advanced plans exceeding 50 euros depending on features and users. Billin offers a free plan with basic features, and its paid plans start at around 10-15 euros per month.

CokuApp has a base price of 20 euros per month that includes invoicing with Verifactu and CRM. Each additional module (memberships, bookings, clinical histories, accounting) has an independent cost. A freelancer who only invoices pays 20 euros; a coworking space with memberships and bookings pays more, but only for what they actually use.

Billin's free plan is unbeatable if you only need basic invoicing. Holded offers good value if you need integrated accounting. CokuApp is the most efficient option for businesses with vertical needs — a coworking space or clinic gets a complete system in a single platform, something that with the other tools would require combining several solutions.

Who each is best for

Holded is the best option if you need accounting integrated with invoicing. If you want to manage your accounting ledgers, generate automatic journal entries and prepare tax forms from the same tool, Holded is a solid choice. It also works well for SMEs with sales teams that need CRM, project management and inventory in one place.

Billin is ideal for freelancers who are just starting out and need to invoice at no cost. If you issue few invoices per month and don't need advanced features, Billin's free plan is hard to beat. It's also a good option for very small businesses that want a simple invoicing tool without complications.

CokuApp is the best option for recurring-service businesses that need more than invoicing. Coworking spaces, dental clinics, gyms and academies that combine recurring billing with sector-specific management. If you need memberships with bulk generation, space bookings, clinical histories or a member portal — all integrated with Verifactu — CokuApp is the only one of the three that offers it in a single platform.

All three must comply with Verifactu by law. CokuApp has it natively integrated from its design — every invoice automatically generates the record, the chained hash and the QR code. Holded and Billin have announced Verifactu compatibility; check their official pages for the current implementation status.

CokuApp has a base price of 20 euros per month that includes invoicing with Verifactu and CRM. Each additional module has an independent cost. Billin offers a free plan with basic features. Holded starts at around 14 euros per month. Prices may change, so always check the official pages.

Yes. CokuApp has specific modules for coworking spaces (memberships, space bookings, member portal) and dental clinics (clinical histories, dental charts, treatment plans). These features do not exist in Holded or Billin because they are not designed for these sectors.

CokuApp follows a modular model — you activate only the modules you need and pay for them. Holded and Billin use tiered plans where each level includes more features. The modular model is not always cheaper, but it is more efficient because you don't pay for features you don't use.

It depends on your needs. If you prioritise integrated accounting, Holded is a solid option. If you want to invoice for free, Billin has a free plan. If you have a recurring-service business with vertical needs (coworking, clinic, gym), CokuApp offers features that the other two do not have.

CokuApp: modular invoicing with built-in Verifactu

CokuApp combines Verifactu-compliant invoicing with vertical modules for coworking spaces, clinics and recurring-service businesses. Activate only what you need.

  • Native Verifactu — Every invoice generates its record, hash and QR automatically
  • Vertical modules — Memberships, bookings and clinical histories for your sector
  • Pay only for what you use — Activate only the modules your business needs
  • CRM included — Full contact and company management from day one

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